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Juliann Nichols

Kathy Smith, CEO of Chandelier Transformations Youth Mentoring Inc. – Empowering Young Women Through Mentorship

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Children’s opinions of their bodies form at an incredibly early age, especially young girls. With social media and apps like TikTok, girls become consumed with how many likes they get, how popular they are, all while trying to be their own person and stay true to themselves. With these young minds still developing, it can be exhausting and overwhelming to stay positive. It is difficult to escape the “ideal” body image that is promoted in today’s media and no matter how much you try to shield your child from it, the message is likely to come through.  

Kathy Smith, Founder and President of Chandelier Transformations Youth Mentoring Inc. 501c3 Nonprofit organization in the Tampa bay area, mentors young, brown-skinned girls to embrace their individuality and live boldly and confidently in who God created them to be. By transforming their mindsets to illuminate their path and the path of all they meet, it empowers them to be trailblazers in the world through coaching, speaking, community involvement, mentorship, adolescent scholarships, and social activities.  

Kathy is a veteran of the U.S. Army serving 17 years as a Human Resource Specialist. In the military she served various roles that required her to be the voice for many Soldiers as an Equal Opportunity Specialist and Sexual Assault Victim Advocate. Kathy holds a BSBA, MSHRM and is currently pursuing a PhD in Industrial/Organizational Psychology.  

Growing up in Hillsborough county schools and raising a daughter and two sons of her own, Kathy felt that our younger generations needed real life role models and someone to teach them how to not only lead but communicate effectively in all aspects of their lives. She strives to instill excellence in young minority females by mentoring them on leadership, self- esteem, healthy relationships, boundaries as well as educational and Christian values to become pillars of success in their communities.  

As a Life Coach and Motivational Speaker, Kathy is the Transformation Strategist to professional women serving in the Armed Forces, female veterans and career-minded, goal-oriented women in the civilian sector needing to move from overwhelmed and undervalued to illuminating the path for themselves and others. She walks women through tearing down walls and strongholds of generational curses and self-sabotage that have plagued women for years. Kathy trains her clients to tap into their spiritual consciousness by removing the mask that they have built their lives around and to live life boldly and confidently in their God-given purpose. Through her support, clients can unlock their identity and potential to live a life of abundance and prosperity without fear, worry, anxiety or self-doubt.  

She enjoys meditating, studying ministry and natural health remedies, as well as spending time with her family and friends. She loves seafood and her favorite verse is Jeremiah 29:11, “For I know the plans I have for you declares the Lord, plans to prosper you and not to harm you, plans to give you hope and a future.” 

Kathy joined our CEO Mindset course to have a solid business plan, qualify and secure the funding to run Chandelier Transformations Youth Mentoring on a full-time basis and to be an essential business in her community. She wanted to network and build solid relationships with various individuals and form partnerships throughout the Tampa and St. Pete communities. 

She learned there were a lot of things she could delegate or eliminate to maximize her potential and run the business more effectively. She put strategies in place to avoid pitfalls and created tasks to get things done. A big “a-ha” was the difference of an end user client and a target client/market. “I learned that with my mentoring organization, my clients are my sponsors and donors. The girls and families that I serve are the end users.” 

Why would she recommend this course? “CEO Mindset gives you a clear strategy and develops the mindset to help you to get things done in your business. My practices, clients and tasks are clear and defined. No other training program has helped me with these things and in such a short amount of time. The pace is fast but knowing to brain dump and start with a fresh mindset, begin with the end in mind and Automate, Delegate and Eliminate! I feel that CEO Mindset has allowed me to navigate the pitfalls of starting and running a business. It has shown me I can run a business in a manner that will allow for success at the current moment and well into the future.” 

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Juliann Nichols

Options for Small Business Owners to Fight Health Care Costs

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Health insurance is a huge cost of business for any company, but especially for small companies. As a small business ourselves, we understand how stressful it can be to provide coverage to your employees. Premiums continue to increase and many smaller firms are forced to require employees to shoulder the financial burden.

Many employers have been forced to eliminate medical coverage all together. Over 60% of those without health insurance are employed by small businesses. This is a pervasive problem in the United States. The costs are greater per employee for a smaller company than they are for a larger one; some authorities cite a difference of 18 percent.

As a small business owner, what can you do to mitigate this issue?

While there aren’t any complete solutions, here are several ideas that can help to reduce the cost of providing medical coverage in your small business:

  1. Keep your employees healthy. Offering a wellness program can be very effective. Investments like flu shots, stop-smoking groups, cancer screenings, and more have been shown to return as much as $4 for every $1 invested. In the long-term, some larger companies have claimed a total savings of over $700 million from their wellness program!
  • Most of these types of programs aren’t going to be free, but can be an excellent tool for some small businesses.
  1. Reduce the coverage. Though this option is unpopular with employees, reducing the amount of the coverage or requiring employees to pay a greater share of the premium may be necessary.
  • Talk to your employees. Maybe they’re willing to give up dental or vision insurance in exchange for keeping the cost to them the same. See if a compromise can be reached.
  1. Health savings accounts. These accounts are available to those in plans with relatively high deductibles. In a nutshell, these accounts allow workers to deposit earnings in an account that can then be used to pay for medical expenses. Contributions and withdrawals are both tax-free. Employers can also make tax-free contributions, but are not required to.
  • The deductions can even be made on a 1040 form without having to itemize.
  1. Join or start a group. Insurance premiums for businesses with over 25 employees are less than for those with fewer than 25. Essentially, the more people the better. Depending on state laws, it may be possible to join with other businesses and get a lower rate. The savings can be significant depending on the group size.
  2. Shop for the best policy. Different insurers will have different offerings. Look around and see what you can find. A new insurance company might be just what you need to find the perfect policy for your employees. Talk to other small business owners and see what coverage they offer their employees. Live in the Florida area? We have a great recommendation for you, our own JULO alum, Carrie Roberts with American Trustee of Florida, LLC.

While offering medical insurance is very expensive, if you can find a way to provide this at an affordable rate to your employees, employee retention will improve. You’ll also be able to attract better talent.

One of the most powerful things you can do to obtain affordable health insurance is to pool your resources with other small business owners and qualify for a larger-group rate. In some cases, you’ll save $100 or more per employee. Investigate your state laws to see what’s permitted.

Medical insurance isn’t an easy issue for small business owners, but you can usually find a solution with a little searching. Take good care of yourself, your business, and your employees; see what you can do to offer affordable healthcare to your workers.

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Juliann Nichols

16 Empowering Morning Rituals

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What you do in the morning can set the tone for what happens until you go back to bed. Start your day with rituals that make you feel powerful and alive.

Mornings are a busy time for many families just getting everyone out of the door on time.

On the other hand, you and your kids may be spending your days at home. That can be just as stressful as commuting, especially if you’re concerned about your health and finances.

The specific habits you choose will depend on your values and goals. Start small and have fun experimenting. Consider these ideas for morning rituals designed to help you thrive.

Empowering Morning Rituals for Your Body:

  1. First and foremost – BRAIN DUMP! We cannot preach enough how important it is to get everything you are thinking down on paper. Take 15 minutes out of your morning to jot down your thoughts.
  2. Skip the snooze button. Do you feel groggy even after 8 hours of sleep? The trouble could be your snooze button. It interrupts your body’s natural waking process. That can cause sleep inertia that lasts for hours.
  3. Drink water. You may want to postpone your first cup of coffee. Plain water will rehydrate your organs and make you feel more alert. You can add a little flavor with berries, herbs, or cucumber slices.
  4. Eat breakfast. You also need to refuel. Enjoy a balanced meal of traditional breakfast foods or heat up some leftovers. Smart choices include Greek yogurt with fruit or a fish taco.
  5. Work out. Complete your main exercise session or move around a little, especially if you’ll be sitting at a computer for hours. Choose an activity that you love, like yoga or swimming.
  6. Weigh yourself. If you’re trying to lose excess weight, stepping on the scale each day may help. Keep in mind that daily fluctuations are natural, so look for upward or downward trends.
  7. Go outdoors. Morning light wakes up your body and starts a hormone cycle that prepares you for restful sleep at night. Sit on your patio or bike to work.

Empowering Morning Rituals for Your Mind:

  1. Avoid technology. Resist the urge to lose yourself in social media. Turn off your phone or check for urgent messages only.
  2. Be prepared. Starting on tasks the night before can make your mornings more pleasant. Lay out your clothes and pack your briefcase.
  3. Meditate and pray. Nourish your spirituality. If you’re a beginner, start with a few minutes of meditation and build up your time gradually.
  4. Repeat affirmations. Give yourself loving and motivational messages. Speak in the present tense and keep your statements brief. Looking in the mirror can help you focus.
  5. Connect with loved ones. Enjoy family time. Play a word game with your kids while you’re helping them get dressed. Tell your partner that you love them.
  6. Cultivate gratitude. Count your blessings. Think of someone who you need to thank today.
  7. Continue learning. You could use your mornings to complete your degree online or study more informally. Listen to history and economics podcasts. Read high quality fiction or nonfiction.
  8. Have a project. Do you struggle to find time for yourself? The early hours may be an opportunity to engage your personal passions or expand your side gig.
  9. Listen to music. Research shows that listening to music reduces anxiety and enhances mental alertness and memory. Put together a personal playlist or turn on your favorite radio station.
  10. Plan your day. Set goals and block out your time. Otherwise, external events can keep you from focusing on your true priorities. Remember to leave yourself adequate downtime for refreshing breaks.

Kick off your day with a morning routine that will make you feel more productive and fulfilled. Adopt positive habits and jump out of bed with a smile.

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Juliann Nichols

Vince Loran, CEO of Ignite RPM: Overcoming Obstacles To Become a Triple Threat

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Are you ready to remove the obstacles that stand in the way of attaining your goals?! If the answer is yes, we know who can help you rediscover your purpose and increase your performance.  

Vince Loran is CEO of Ignite RPM, a leadership coaching and professional development company. With over 21 years in positions of increased responsibility within the United States Air Force and 5 years in the Federal Government, Vince developed Ignite RPM in January 2019. They provide business leaders and managers growth mindset strategies geared to improve shortcomings, uncover blind-spots and thrive! Their motto is “Inward Transformation leads to Outward Action!” 

Focusing on principles and values of Respect, Purpose, and Motivation, Ignite RPM is designed to positively transform and expand your mind. They offer a developmental process where leaders attain personalized growth mindset strategies to achieve goals and become more effective leaders. Offering leadership coaching and development services across diverse sectors including non-profits, they partner with clients to offer one-on-one coaching, training and speaking services. 

Vince, originally a Bronx and Puerto Rico native, lives with his beautiful wife, Ana, in Oviedo, Florida. They have three adult daughters and one granddaughter, Cristina. Vince enjoys cycling, photography and traveling. He obtained his Leadership Coaching Certification from Georgetown University. He also completed a Certificate in Business Administration from Georgetown University’s School of Continuing Education. Vince has his BBA from Strayer University with highest honors–Summa Cum Laude.

 

Vince attended JULO Strategy’s CEO Mindset course to understand and apply the shift into being the CEO and becoming familiar with the art of Automate, Delegate and Eliminate (A.D.E.). Vince walked away with clear business goals and actions, and the guidance to overcome obstacles that kept him from getting where he wanted to be, therefore leading him to get out of his own way!  

He has since partnered with another JULO alum, Enrique Acosta Gonzalez, running a weekly podcast, The Leadership Void. Offering tips, tactics, and operational strategies to help you maximize your growth potential, every Wednesday they come together and discuss challenges you have and help develop and fill the areas of void in your leadership. You can check out their channel and subscribe HERE. 

On top of running his business and hosting a podcast, Vince is also obtaining his Master’s in Social Work from Barry University. You are a triple threat Vince, and JULO loves to see everything you are accomplishing. We can’t wait to see where 2021 takes you!

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